Personal Banking - Checking
Free Checking
- No minimum balance
- No monthly service charge
- Unlimited check writing
- Free access to our internet banking
- Free atm/debit card
- $100 opening deposit required
NOW Checking
- $750 minimum balance
- $15.00 monthly service charge if balance falls below minimum
- Interest paid monthly
- Unlimited check writing
- Free access to our internet banking
- Free atm/debit card
- $100 opening deposit required
Advantage Club Account Checking
- No minimum balance after opening deposit is made
- Unlimited check writing
- Free Club Account checks
- $10,000 Accidental death insurance for account owner
- Free notary service
- No fee for money orders
- Interest paid monthly on balance over $500
- Free access to our internet banking
- Free atm/debit Card
- $5.00 monthly service charge
- $100 opening deposit required
Senior Advantage Club Checking (over age 50)
- No minimum balance after opening deposit is made
- Unlimited check writing
- Free Club Account checks
- $10,000 Accidental death insurance for account owner
- Free notary service
- No fee for money orders
- Interest paid monthly on balance over $500
- Free access to our internet banking
- Free atm/debit card
- $3.00 monthly service charge
- No monthly service charge if minimum balance is over $1,000.00
- $100 opening deposit required
1st American State Bank of Minnesota is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. The bank's NOW account product does not qualify as a non interest-bearing account under the Transaction Account Guarantee Program and is not eligible for the guarantee. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.