Personal Loans
Whether you would like a new or used vehicle, snowmobile, boat, motorhome, ATV, new appliances, a new personal computer, or for any other personal or household purpose, we can provide a loan to fit your specific needs. For help in determining how much you can afford to borrow, or how much your monthly payment would be, just contact Dawn Kisgen (dawn@1stamstatebank.com) or Duane Peterson (duanep@1stamstatebank.com).
Our consumer loans can provide:
- Flexible terms
- Quick decision turnaround time
- Free automatic transfer from your checking or savings account
- Free access to our internet banking
- Optional low cost Credit Life and Credit Disability Insurance
Mortgage Loans
Our bank can provide both first and second mortgage loans that would allow you to either purchase or refinance your home or investment property. At 1st American State Bank, we take pride in helping to meet the needs of our local communities’ homebuyers and homeowners. We have several financing options available through our bank and in conjunction with other financial institutions that can fit the needs of most borrowers. We also work in partnership with the Federal Home Loan Bank and can provide qualified borrowers with down payment and closing cost assistance.
Please contact Dawn Kisgen (dawn@1stamstatebank.com) or Duane Peterson (duanep@1stamstatebank.com) for information and assistance with purchasing a new home or refinancing (some with cash back) your existing mortgage.