1st American State Bank of Minnesota

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1st American State Bank of MN ACCOUNT RATES

Rates as of July 1, 2008

CERTIFICATES
INTEREST RATE APY*
6 Month 2.15% 2.16%
12 Month 2.30% 2.31%
24 Month 2.55% 2.57%
30 Month 2.65% 2.67%
36 Month 2.75% 2.77%
48 Month 2.90% 2.92%
60 Month 2.90% 2.92%


SAVINGS ACCOUNTS
INTEREST RATE APY*
Passbook 1.00% 1.00%
Loyalty Savings
Tier 1 $75,000 and over 2.30% 2.31%
Tier 2 $50,000 - $74,999 2.15% 2.16%
Tier 3 $30,000 - $49,999 1.95% 1.96%
Tier 4 $10,000 - $29,999 1.75% 1.76%
Tier 5 $0 - $ 9,999 .900% .90%


CHECKING ACCOUNTS
INTEREST RATE APY*
Now Account .40% .40%
Advantage Club Account .40% .40%
Please contact your personal bank representative for further information concerning the fees and terms applicable to our account.
Fees may reduce earnings.
Substantial penalty for early withdrawal
*Annual Percentage Yield