1st American State Bank of Minnesota

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1st American State Bank of MN ACCOUNT RATES

Rates as of September 16, 2009

CERTIFICATES
INTEREST RATE APY*
6 Month 0.90% 0.90%
12 Month 1.25% 1.25%
24 Month 1.60% 1.61%
30 Month 1.65% 1.66%
36 Month 1.90% 1.91%
48 Month 2.15% 2.16%
60 Month 2.15% 2.16%


SAVINGS ACCOUNTS **
INTEREST RATE APY*
Passbook (min. balance of $50 to obtain APY) 0.50% 0.50%
Loyalty Savings
Tier 1 $75,000 and over 1.05% 1.05%
Tier 2 $50,000 - $74,999 .85% .85%
Tier 3 $30,000 - $49,999 .65% .65%
Tier 4 $10,000 - $29,999 .55% .55%
Tier 5 $0 - $ 9,999 .500% .50%


CHECKING ACCOUNTS **
INTEREST RATE APY*
Now Account .25% .25%
Advantage Club Account (min. balance of $500 to obtain APY) .25% .25%
Please contact your personal bank representative for further information concerning the fees and terms applicable to our account.
Fees may reduce earnings.
Substantial penalty for early withdrawal
*Annual Percentage Yield
**Rates subject to change after opening